Gap
insurance

Spectrum Gap Plus provides insurance that will pay the difference between today's Retail Market Value of your vehicle and whatever value the Motor Insurer places on the vehicle should it be declared a write-off in the future.

Cover your Car or Light Commercial Vehicle for up to 3 years for only £199.00 or for 2 years for only £165.00

Cover your Motorbike for up to 3 years for only £215.00 or for 2 years for only £175.00

Depreciation Estimate (varies by Make/Model)
Retail Market Value of vehicle
£14000.00

Product Features

• Covers write off's from Fire, Theft, Accident (fault or non fault)
• Cover available for cars, motorcycles (500cc or over) and light commercial vehicles up to 3500kg
• Cover is available on vehicles up to 5 years old and with up to 80,000 miles at the date of policy purchase
• Cover available for 2 or 3 years
• Covers up to £250.00 motor insurance excess in a claim
• Maximum 'GAP' payout is an impressive £15,000
• Cover is available on vehicles up to £50,000 in value at date of policy purchase

Simple Facts

• Up to 500,000 vehicles are declared a 'write off' each year
• Your car / motorcycle / lcv is depreciating every second
• A vehicle is stolen every 120 seconds in the UK (source: Drive and Survive 2006)
• Motor insurers will pay only the depreciated value at the time of the claim
• There is a motor vehicle insurance claim every 8 seconds of every working day
• Vehicle key theft during robberies has almost doubled in the past 3 years (source: Drive and Survive 2006)

Customer Benefits

• Do not have to borrow additional amounts to replace vehicles with a similar model
• Can help to quickly settle any outstanding finance/loans, thus helping maintain a positive credit rating
• Can help keep important hard earned savings intact as these are often withdrawn to help bridge depreciation or deposit 'GAPS'.

To receive a quotation please complete the application form, call us on 01403 261884 or click the 'Call Me' button to request that a consultant calls you...